About Mortgage for Change

"Autonomous people working toward mastery perform at very high levels. But those who do so in the service of a greater objective can achieve even more. The most deeply motivated people - not to mention those who are most productive and satisfied - hitch their desires to a cause larger than themselves." - Jim Collins, 'Good to Great', 2001

Mortgage for Change is a network of consultants who are:

  • Licensed to work with The Mortgage Centre Canada,
  • Accredited Mortgage Professional (AMP) - This Specialist Designation recognizes the achievements of individuals in the real estate finance industry for their pursuit of educational excellence, high ethical standards, and commitment to professionalism.
  • Have a minimum of 2 years of experience in the industry.
  • Are in alignment with the goal of creating a positive impact for your family - and the world - one mortgage at a time.

Our consultants are specialized to deliver the highest level of service for you. Whether you are a first time buyer, self employed, building a real estate investment portfolio or have troubled credit, we have a specialist available to best meet your requirements. 

For most homeowners in Canada your home is likely one of your largest investments, as such it should be managed carefully to ensure that it operates at peak efficiency. To do this we maintain a thorough database to monitor clients’ mortgages so that we can help spot opportunities to save on interest costs.

How it Started:

“Watching a Haiti telethon with my husband I was inspired to make a bigger difference in the world. I heard how Brad (Pitt) and Angelina (Jolie) had donated two million to Haiti efforts. I was thrilled for them and wanted to make a difference like that. That night, unable to sleep, I tossed and turned with gears turning about what I could do.

I endeavor to make a difference by improving the lives of my mortgage clients, one mortgage at time. I love what I do so it made sense to use my current expertise and skills in a way that could make an even greater impact.

Suddenly, the idea of mortgage for change popped up – what a difference it would make if for every mortgage funded $100 went to charity. Considering all the mortgages in Canada, we would change the world if even a fraction of those mortgages were arranged through Mortgage for Change.” 


– Nicole Hayes, Creator of Mortgage for Change